Starting March 16, the state’s public service workers can apply for down payment assistance through SC Housing’s 2026 Palmetto Heroes Program.
Public servants like teachers, nurses, police officers and other public safety professionals, and veterans can apply for forgivable $10,000 down payment assistance and low, fixed interest rates through the program. Funding is available on a first-come, first-served basis.
Eligible applicants can access financing through SC Housing’s First-time Homebuyer Program, which offers stable, low-interest rate mortgages. Since funds are available on a first-come, first-served basis, buyers must have an executed sales contract to secure assistance. Loan rates for the program will be announced March 16.
The program offers 30-year mortgage loans through SC Housing’s network of more than 100 lenders statewide and are subject to first-time homebuyer and income qualifications.
For more details on Palmetto Heroes, visit schousing.sc.gov or contact SC Housing at 803-896-2211.
